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Tuesday, July 13, 2021

I’m irrationally skeptical of mobile banking, but a new breed of check-scanning iPhone apps definitely could sway me:

Earlier this month, JPMorgan Chase updated its iPhone app to let customers electronically deposit checks. To make a deposit, customers photograph the front and back of the check with the phone’s built-in camera, then transmit the image to their account.

I’ve managed to minimize the paper-based payments amongst my accounts receivable, but I still have to run out and deposit the occasional check. Not that that’s a hassle, as practically every street corner around here has a full-service ATM that accepts paper checks for deposit.

In short, I probably don’t really need to snap photos on my iPhone to drop funds into my account. But the concept is so neat that, well, I just wanna. So this is all it takes to throw e-fiscal overcautiousness to the wind…

by Costa Tsiokos, Tue 07/13/2010 10:19pm
Category: Business, Tech, iPhone
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I spent the better part of today getting my Jeep Cherokee repaired, registered, and on the road. I’m not going to go into any detail, because I’m pretty ambivalent to be, once again, a car owner. I’ll just signify the occasion by making note of it in this space.

There is one tidbit of automotive ritual that came up during this process, which I’d never encountered before: Car coining.

In New Jersey and New York, people often practice ‘car coining’, where they toss a few coins onto the floor of a newly-purchased car, as a sign of good luck. This practice originated as a practical one, linked to toll roads. The New York area has many toll roads, and as a result, many drivers would carry change in their cars. The friends and family of the new car owner would throw coins onto the floor of the new car, so if the driver ever ran out of money, they could reach down and find some extra money on the floor!

I did, indeed, have some coinage tossed into my Cherokee today. It certainly felt like a christening of a newborn (ignoring the fact that this 4×4 is over ten years old). I didn’t bother to count it, but I figure there’s a couple of bucks’ worth of spare change in the Cherokee now, just waiting for me to come upon a money-scraping catastrophe.

Like I said, I’d never heard of this odd little practice before, and I grew up in the tri-state area. It has to be kinda old, as loose change generally won’t cut it for the tolls around the metro area nowadays — you need paper currency (or an E-ZPass) to get through the booths. And lemme tell ya, if someone wants to drop a few $5 and $10 bills onto my floormats, my befuddlement over this heretofore-unknown tradition will quickly pass…

by Costa Tsiokos, Tue 07/13/2010 09:30pm
Category: New Yorkin', Society
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