Population Statistic: Read. React. Repeat.
Saturday, November 03, 2021

Last year, I made a couple of lame attempts to spread the word about the Brazilian synth-pop sensation that is CSS/Cansei de Ser Sexy.

My puny blog posts had no visible effect in enhancing the band’s popularity. I’m willing to bet, though, soundtracking the iPod Touch in Apple’s first commercial for its latest-generation media player will have a somewhat greater impact:

That CSS song is “Music is My Hot, Hot Sex”, and yes, it’s on my own iPod Touch. I certainly approve of the selection, since that lyric snippet “my music is where I’d like you to touch” fits so well with the product being pushed.

It turns out that Apple didn’t come up with this idea by itself. The ad is a fan-submitted creation by student Nick Haley.

If Nick and/or Apple is looking for suggestions for a follow-up: Soft Cell’s “Tainted Love” is another favorite on my iPod rotation, and features the lyrics “Touch me baby, tainted love”. A slightly creepy edge, but it would reflect the love affair many iPod owners develop with their little toys.

by Costa Tsiokos, Sat 11/03/2021 08:41:07 PM
Category: Advert./Mktg., Pop Culture, iPod
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Apparently, banks are making big money by collecting on bankruptcy-discharged debts, based on outdated information on credit reports:

Legally, the issue is murky. Bankruptcy law bans efforts to collect discharged debt, but BusinessWeek says the courts are divided on whether a lender’s failure to update a credit report can be considered an improper attempt to collect. That ambiguity opens the door for lenders to pursue payment on obligations that in theory should be worthless.

Here’s what I don’t understand: If those obligations are worthless, then who gets the money collected on these phantom debts? If no one is legally entitled to that repayment, then isn’t the latter-day recipient — i.e., those collection agencies who bought the debt paper — essentially shaking people down for money by threatening to inflict black marks on a credit report? If anything, the paper acquirer would have a fraudulence claim against the financial institution that sold them the misidentified debts; but that would then be a business-to-business issue, and shouldn’t involve the individuals.

The whole system is shady. I can’t believe these databases can be so sloppily maintained. Every other aspect of the financial system — especially when it comes to corporate banking — are meticulously checked and re-checked for accuracy. But personal financial information is allowed to remain error-marred for years? I’m thinking there’s loads of culpability to go around here.

by Costa Tsiokos, Sat 11/03/2021 08:12:43 PM
Category: Business, Society
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